Please use this identifier to cite or link to this item: http://dspace.unimap.edu.my:80/xmlui/handle/123456789/11774
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dc.contributor.authorWan Sallha, Yusoff-
dc.contributor.authorChuthamas, Chittithaworn-
dc.contributor.authorNoor Asliza, Abdul Rahim-
dc.date.accessioned2011-05-11T03:58:47Z-
dc.date.available2011-05-11T03:58:47Z-
dc.date.issued2010-11-12-
dc.identifier.urihttp://dspace.unimap.edu.my/123456789/11774-
dc.descriptionThe 2nd International Conference on the Roles of Humanities and Social Science in Engineering (ICoHSE 2010) organized by Universiti Malaysia Perlis (UniMAP), 12th - 14th November 2010 at Bayview Beach Resort, Penang, Malaysia.en_US
dc.description.abstractThe unavailability of external financing and lack of access to formal finance are topics of significant research interest to academicians and important issues to policy makers around the globe. However compared to large firms, SMEs frequently tend to report financing as amajor obstacle. The financial constraints of SMEs to access to finance are beyond question by many researchers. Thus, this study attempts to discuss the factors that lead to influence financial institutions in lending technologies to provide finance to SMEs in Malaysia. The methodologies on the relationship between the requirements of financial institutional and the type of lending technologies provided for SMEs is illustrate. This conceptual paper is aimed to improved the theoretical parts of analysis, on the factors influencing Financial Institutions on lending technologies to technology-based SMEs in the northern region of Malaysia and identify the challenges issues regarding the requirements of financial providers based on the lending technologies adoption, be it transaction lending or relationship lending. Furthermore, the methodologies will also be able to assist researchers to get more information on the unique needs for finance of SMEs and tailor the finance providers’ requirements to be SMEs friendlier i.e. better meet SMEs ability and needs in order to achieve win-win situation.en_US
dc.language.isoenen_US
dc.publisherUniversiti Malaysia Perlis (UniMAP)en_US
dc.relation.ispartofseriesProceedings of the International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE 2010)en_US
dc.subjectInternational Conference on the Roles of Humanities and Social Science in Engineering (ICoHSE 2010)en_US
dc.subjectSmall and Medium Enterprises (SMEs)en_US
dc.subjectFinancial institutionen_US
dc.subjectNorthern Malaysiaen_US
dc.subjectTechnological issuesen_US
dc.titleA conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysiaen_US
dc.typeWorking Paperen_US
dc.publisher.departmentCentre for Communication Skills and Entrepreneurshipen_US
Appears in Collections:Conference Papers

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